Auto Insurance Protects You and Your Vehicle After the Unexpected
To drive safely and legally in Texas City, Texas, you must obtain auto insurance coverage. At Best Insurance we make it easy for you to choose the right policy for your needs at an affordable rate. Our agents have extensive experience helping Texas City residents protect their cars, SUVs, vans and motorcycles. Our certified agents can help you find a policy to cover your family while you drive at a monthly premium you can afford. Contact Best Insurance today for a free quote and peace of mind.
State-Required Auto Insurance Policy
In Texas City, Texas you are required to maintain personal injury protection and property damage liability to lawfully operate a vehicle. If you are caught driving without a policy that meets the minimum levels of coverage requirement for each, you face serious fines and license suspension. Additionally, you could owe thousands of dollars in medical fees, legal fees and the costs to restore other people’s property if you do not have insurance.
Texas requires drivers to hold 30/60/25 coverage. What does this mean? By law, you must hold at least $30,000 of coverage for injuries per person, up to $60,000 per accident, and property damage coverage of $25,000. These coverage requirements will protect you if you were to cause injuries or property damage when responsible for an accident. Property damage can include damage to another vehicle or other property, such as a home or bicycle. Without adequate liability coverage, you could be responsible for thousands in medical bills and property damage expenses out of pocket.
Additional Auto Insurance Coverage
While not legally required in Texas City, additional insurance coverage is a smart idea for many clients. Medical payments, personal injury protection, comprehensive coverage and collision coverage provide extra protection when the unexpected occurs.
Medical Payments and Personal Injury Protection
Regardless of who is at fault, medical payment and PIP insurance can help with medical expenses you or your passengers may incur in an accdient. PIP offers a broader coverage than medical payment insurance as it will also cover various expenses such as work hours that might be lost after an accident.
Collision coverage helps pay for damage to your vehicle caused in a collision, caused by you or another. This type of coverage is usually compulsory if you are making payments on your vehicle or leasing it. Even if you fully own your car, you may opt for collision coverage to protect your investment and ensure that your car will be restored after a crash.
Comprehensive coverage pays for damage to your vehicle other than what is caused during a collision. This can include damage caused by theft, fire, natural disasters such as a tree falling on your car. Comprehensive coverage helps complete the umbrella of protection for many of our auto insurance clients in Texas City.
Catering Coverage to Your Needs
Our agents have helped clients in Texas City, Texas find the best coverage for their needs for more than a decade. We are passionate about keeping our clients covered at affordable rates. Contact Best Insurance today for a free auto insurance quote in Texas City, Texas.