Auto Insurance Designed Around You
When it comes to auto insurance in Dickinson, Texas, you have endless choices from several types of carriers. After seeing the wide range of auto insurance carriers and their ads everywhere, it is easy to become overwhelmed. The Best Insurance team is here to help you cut through the confusing choices available to you to find a rate that works for you and your family. We insure vehicles of all types, from trucks, cars and vans to RVs, motorcycles and utility vehicles. We serve clients in Dickinson, Texas and the surrounding Texas areas. Contact us to get a great auto insurance policy that protects you when the unexpected occurs.
Auto liability insurance pays for damage to property or injury to people that occur as a result of an accident for which you are held liable. Property liability insurance, as its name implies, covers other people’s property, including their vehicles or other property. Bodily injury liability insurance covers medical payments and funeral expenses for injury or death caused to people outside of your vehicle.
Liability insurance is required in some form for every driver in Dickinson, Texas. There is an infinite range of choices available to you for liability insurance in terms of monthly premium payments and coverage limits. In Dickinson, Texas, you are required to have at least $30,000 of coverage for injuries per person, up to $60,000 per accident, and $25,000 of property damage coverage. This is referred to as 30/60/25 coverage. While these are just the minimums required, increased coverage can offer greater protection in the event you are responsible for an accident.
Collison coverage pays for damages that happen to your vehicle in an accident that’s considered your fault. This includes accidents in which you collide with another vehicle or with other items like a guard rail or lamp post or even your own garage.
Comprehensive coverage covers damage or loss to your vehicle that isn’t covered by collision coverage. This includes damage from hail, weather-related incidents, burglary or vandalism.
Medical Payments and Personal Injury Protection
Medical payment and PIP insurance help cover medical costs for your injuries or your passenger’s injuries in an accident regardless of who is at fault. PIP is a more comprehensive version of medical payment insurance that also covers things like lost work hours and other expenses resulting from an injury.
Uninsured and Underinsured Motorist Coverage
In most accidents in Dickinson, Texas, the person found to be liable for the accident is responsible for medical costs and property damage costs from the accident. When a person is uninsured, however, receiving reimbursement from that person can be like squeezing a dry sponge. Uninsured and underinsured insurance helps cover your bodily injury and property damage costs even if the responsible driver is not legally or adequately insured.
When it Comes to Your Claim, We Know Your Name
The Best Insurance team cares about your needs. We are here to match you with the right auto insurance policy for your needs so that you can recover quickly after accidents big and small. Contact us to discuss policies to keep you covered in Dickinson, Texas and nearby Texas cities.